Privacy Policy

Introduction

At Safe Spend, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance application and related services.

Please read this privacy policy carefully. By using Safe Spend, you consent to the practices described in this policy.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when registering for an account, including:

• Email address
• Name
• Password (encrypted)
• Profile preferences

Financial Information

The financial data you choose to enter may include:

• Transaction records
• Account balances
• Account names and types
• Budget categories

Important: Safe Spend is a manual-entry app. You control what data you add, and we never access your bank accounts directly.

Usage Data

We automatically collect certain information when you use our service, including:

• Device information (browser type, operating system)
• IP address
• Pages visited and features used
• Time spent on the application

How We Use Your Information

We use the collected information to:

• Provide and maintain our service
• Personalize your experience
• Process and categorize your transactions
• Generate insights and reports about your finances
• Send you updates and notifications (with your consent)
• Improve our application and develop new features
• Detect and prevent fraud or unauthorized access

Data Security

We implement industry-standard security measures to protect your data:

• 256-bit AES encryption for data at rest
• TLS 1.3 encryption for data in transit
• Regular security audits and penetration testing
• Secure, SOC 2 compliant data centers
• Two-factor authentication (optional)

Third-Party Services

We may share your information with trusted third-party service providers who assist us in:

• Cloud hosting and data storage
• Analytics and performance monitoring
• Customer support services

These providers are bound by confidentiality agreements and are only permitted to use your data as necessary to provide services to us.

Your Rights

You have the right to:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate personal data
• Deletion: Request deletion of your personal data
• Export: Export your data in a machine-readable format
• Opt-out: Unsubscribe from marketing communications
• Delete data: Remove your financial records at any time

Children's Privacy

Safe Spend is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Related Policies

Please also review our Cookies Policy to understand how we use cookies and similar technologies, and our Terms of Service for the full terms governing your use of Safe Spend.